You're paying down your credit cards and making smart decisions about your home and auto loans. But are you overlooking the most important kind of "debt," a debt that you owe yourself to pay off in order to maintain good health? This is one kind of debt that will have a huge impact on your life if ignored, but is easy to pay off with minimal effort.
More than 75 percent of Americans are sleep deprived, according to the National Sleep Foundation. In fact, many have incurred a "sleep debt," says Dr. Michael J. Breus, a clinical psychologist and diplomat of the American Board of Sleep Medicine. "Many people deprive themselves of sleep during the work week, losing an hour or more a night, and try to make up for it on the weekends," says Dr. Breus. "But while you may be able to replace some of that lost sleep each weekend, you can still be sleep deprived, and your 'sleep debt' will just keep growing."
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